"The owner sets the earn rate, what Boons are worth at their counter, and their specials. Boonora handles the currency, the settlement, and the marketing."

Video narration script (ready to record)
Now the owner's side — what they control, what happens to the money, and what they get back. What they control. Three dials: the earn rate — how many Boons a customer gets per dollar; their member discount — what Boonora+ members get at their counter, up to five percent; and their specials — limited-time offers they email to their own members with one click, and that appear on the network's specials board for any member to browse. Their earn rate, their member discount, their specials — those are theirs to set. Two numbers are fixed across the network: a Boon is always worth one cent, and Premium is always twenty percent off — those are Boonora's promises, and every business on the network honors them. On a register we run, Premium's twenty percent comes off automatically; on a shop's own register the terminal shows the cashier the twenty percent to take off. Think of it the way a store accepts a credit card: the terms come with the network. The money. Boons a customer earned at the bakery and spent at the clinic are real value that moved between two businesses. Boonora keeps one running balance per business — Boons it funded that were redeemed elsewhere versus Boons another business funded that it honored — and settles it with Boonora, never business to business: the automatic Friday deposit covers what they honored, and a netted run squares that against what they funded. When a business honors more than it funded, the network owes it money; when the reverse, what it funded is netted against what it's owed and any remainder is raised as a net-thirty bill. There's a one-percent issuance fee on the Boons they award — gift cards and loads carry no purchase fee — and a program fee of three-quarters of a percent on settled cross-business activity, paid by the business honoring the value. Payouts go to the business's bank through Stripe once it's connected. What they see. A Boonora Accounting page: what's owed to them, what they owe, their Boonora payments and settlement lines, their payouts — all of it exportable to CSV. Nothing hidden. And our point of sale does the work — staff scan the customer's code, their tier and member discount come off the ticket automatically, and the register only ever offers Boons up to the program's limits, twenty-five dollars a sale and fifty a member a day, and takes the rest another way. What they get. New customers from every other business on the network. A reason for existing customers to come back. Optionally their own texting number for talking with customers — carrier registration required — while Boonora's own member texts ride the shared network line. And a loyalty program that does the math itself — no punch cards, no staff remembering rules; scan the member's code and the Boons land on their own.
Shot list (what to show on screen while narrating)
1. Business Settings screen: earn rate, redeem value, member discount fields. 2. Reward Specials editor. 3. Boonora Accounting: owed / pay-through / owe-the-network cards, transactions table, CSV. 4. POS 'Run card / Boonora' with a Premium member — 20% applied automatically. 5. Whiteboard-style animation of settlement between two shops.

The owner's controls and the money model

ItemDetailWhere it lives
Earn rateBoons per dollar the business awards (Be Well runs ~10% back). Business-set.Business Settings
Boon value at the counterWhat 100 Boons redeems for at this business (e.g. $1.00). Business-set.Business Settings / Boon Value
Member discount (Boonora+)Up to 5% off for plus members — the business chooses its own rate.Business Settings
SpecialsLimited-time offers pushed to members.Reward Specials
Premium 20%Network-wide promise; every participating business honors it. Not per business.Fixed by Boonora
Net settlementOne running balance per business: value it funded vs value it honored. Settled automatically; net-negative billed monthly.Boonora Accounting
Fees1% issuance fee on purchased value (gift cards / loads); 0.75% program fee on settled activity.Boonora Accounting
PayoutsWeekly to the business's bank via Stripe, once connected (one-time onboarding link).Business Lab → Boonora Accounting
Spend controlsRedemption caps per sale / per day; approval-by-text over $50.POS enforces automatically
Texting lineEach business gets its own texting number for member messages (carrier registration required).Communications

Owner's fear to defuse: "Am I giving away margin?" — They set the earn rate. Ten percent back on a customer who wouldn't have come without the network is the cheapest acquisition they'll ever buy.

Talking points

  1. Sell the three dials
    Earn rate, Boon value, specials — 'you set all three, we run the rest.' Owners fear losing control; give it back in the first minute.
  2. Explain settlement with one example
    'A customer earned $10 at the bakery and spent it at your clinic. You honored $10 you didn't fund — so the network pays you $10, less a small program fee.' Done.
  3. Be straight about fees
    1% on gift-card and load value, 0.75% on settled activity. Cheaper than any card processor and it comes with marketing.
  4. Show the Accounting page
    Nothing sells trust like a read-only ledger with a CSV button. Pull it up.